Tip for Title Insurers

The tip for title insurers is to stop insuring title for Oakland County real estate that has a sheriff deed signed between April 1, 2009-December 31, 2012. Why? Because Oakland County Sheriff Mike Bouchard rigged a contract to go to some of his friends who also happened to be deputies at the Oakland County Sheriff’s Office. This violated Michigan law regarding employee conflict of interest and federal law regarding conspiracy and perjury before a federal judge. The evidence was part of an Oakland County Circuit Court case, New Jerusalem Deliverance Church v. Evangelical Christian Credit Union, case number 11-119411-CH, Judge Daniel Patrick O’Brien presiding. The case is currently on appeal, COA case number 309571.

In summary, New Jerusalem is arguing that the sheriff deed foreclosing upon its Pontiac church building is invalid because the sheriff deed was signed by a special deputy who was not properly appointed by the sheriff.

• The special deputy who signed their sheriff deed was Thomas Rabette, an attorney. Prior to 2009, Rabette served as a marine special deputy.

• In early January 2009, Rabette was the attorney who filed the articles of incorporation for American Process Service, Inc., (APS). John Roehrig was the incorporator, but Rabette’s wife, Judith Boaks, a CPA, was the registered agent for APS.

• Later in January 2009, the contract for civil processing for the sheriff’s office went up for bid. The new company, APS, won the bid.

• Sheriff Bouchard and the chairman of the Oakland County Board of Commissioners in April 2009, Bill Bullard, signed the contract. Usually, for a chairperson to sign a contract on behalf of the entire group of elected officials, the group must vote on the contract. New Jerusalem argued that Michigan’s conflict of interest laws required that the elected officials approve the contract via a 2/3 vote recorded in the minutes of a noticed public meeting. Nowhere in the 2009 minutes of the Oakland County Board of Commissioners is recorded a vote on the civil process servicing contract.

• In 2010, APS submitted an annual report that lists Rabette as the registered agent. In addition to John Roehrig, the annual report also lists Rabette and another Oakland County Sheriff’s Office deputy, Roger St. Jean, as officers of APS.

• Thomas Rabette, his wife Judith Boaks, Roger St. Jean and his wife Linda, and John Roehrig each contributed the statutory maximum to Bouchard’s failed gubernatorial campaign. New Jerusalem argued that these campaign contributions served as pay-to-play for Bouchard rigging the civil process service contract to APS. In total, APS officers contributed $17,000 to Mike Bouchard’s 2010 campaign to become the governor of Michigan.

• New Jerusalem therefore argued before Judge O’Brien and on appeal that, not only did Bouchard and Bullard misappropriate millions in taxpayers’ funds, but that the sheriff deed is invalid because Oakland County’s civil process servicing contract with APS is null and void. By implication, all the Oakland County foreclosure sales since 2009 are invalid if APS employees conducted the sheriff sale.

• New Jerusalem accused Thomas Rabette of committing perjury before federal judge Robert H. Cleland in an affidavit submitted in New Jerusalem’s predecessor federal case, case #10-cv-12566. In Rabette’s affidavit, he said that he was never contemporaneously employed by both the sheriff’s office and American Process Service. Rabette’s affidavit contradicts Bouchard’s April 1, 2009 appointments in which Rabette was appointed both a reserve special deputy employed by the sheriff’s office and a civil process service special deputy employed by American Process Service.

Of course, I wouldn’t expect title insurers to deny insurance coverage for an entire county’s foreclosed properties without proof of the cloud in the chain of titles. Moreover, if title insurers incur any losses due to clouds on title from invalid sheriff deeds, title insurers would need evidence to recover their losses from Rabette’s bond and insurance. 

For a copy of the evidence that is or has been before the courts, title insurers can use the case numbers provided above in order to download the documents from the courts.  Be advised that the courts charge for copies of their documents.  The most complete set of evidence could be found in the Oakland County Circuit Court case.  The link to its website is http://www.oakgov.com/clerkrod/pages/courtexplorer.aspx .  However, Oakland County charges $1.00 per page for court documents.  There are over 300 pages of documents, thus title insurers could pay more than $300 to Oakland County for copies of the documents.  Alternatively, New Jerusalem’s attorney, Arthur C. Kirkland Jr., can provide a digital copy from his work product for $200.  To purchase a copy, please click on the button below.

Title Insurers’ Ebook of Bouchard’s Corruption

Corruption in Oakland County Sheriff’s Office Exposed by Church Foreclosure Case

Pontiac, Michigan – Although bad things can happen to good people, Melanie Rutherford is outraged about how corruption in the Oakland County Sheriff’s Office that has impacted Bishop Robert E. Joyce’s church.

“Our church is not just another church in the black community. Life Worship and Training Center is the cornerstone of the community!” she explains.

Melanie then recounts how Bishop Joyce, who is also the senior chaplain for the Detroit Pistons, led marches that closed 27 crack houses in the community. Rutherford asks, “Would the pastor of any other church take his life into his own hands like that? How dangerous would Pontiac if Bishop Joyce’s church is foreclosed out of this building?”

However, while fighting the foreclosure of his church, Bishop Joyce is again rooting out crime in his community by asking Oakland County Circuit Judge Daniel Patrick O’Brien to set aside the sheriff sale because of corruption in the Oakland County Sheriff’s Office.

In Oakland County Circuit Court case number 11-119411-CH, New Jerusalem Deliverance Church challenges that the sheriff foreclosure deed signed by Oakland County special deputy Thomas Rabette is invalid. New Jerusalem alleges that:

· On 12/29/2008, Bouchard appointed Thomas Rabette as a marine special deputy.

· On 1/6/2009, Thomas Rabette, who is an attorney, transmitted the Articles of Incorporation for American Process Service Inc. to the State of Michigan Corporations’ division.

· On 1/26/2009, the Michigan Inter-Governmental Trade Network (MITN) published bidding on the civil process service contract for the Oakland County Sheriff’s Office.

· The newly-incorporated American Process Service Inc. is awarded the civil process service contract on 4/1/2009. The contract is worth at least $800,000 a year.

· On 4/1/2009, the same day that Bouchard appointed Rabette as a reserve special deputy employed by the Sheriff’s Office, Bouchard also appointed Rabette a civil process service special deputy employed by American Process Service. This violated MCL 15.321et seq., particularly MCL 15.327 that makes it a misdemeanor to violate the public servant conflict of interest statutes. New Jerusalem alleges that if it is a misdemeanor for the public servant to have a conflict of interest, then Bouchard’s appointment of Rabette is invalid and the sheriff deed signed by Rabette is also invalid.

· In 2010, American Process Service filed its annual report with the State of Michigan, listing Thomas Rabette, Roger St. Jean, and John Roehrig as the corporate officers. (In addition to Rabette, there is a pattern of conflict-of-interest corruption because Roger St. Jean, Mike Bouchard’s longtime close friend and personal driver, is another American Process Service corporate officer who is also employed with the Oakland County Sheriff’s Office.)

· In 2009 and 2010, all of American Process Service’s corporate officers, and their wives, made the maximum allowable contributions to Bouchard’s campaign for governor.

· On 2/1/2011, as part of a federal motion, Rabette committed perjury by stating he was never employed at the same time by both the Oakland County Sheriff’s Office and American Process Service Inc. This affidavit is contradicted by Bouchard’s documented appointments and Rabette’s oaths of office.

Evidence of the above allegations was filed in the New Jerusalem case on 12/27/2011. New Jerusalem will be defending these allegations at a hearing at 8:30 a.m. on January 18, 2012 before Oakland County Circuit Judge Daniel Patrick O’Brien.

New Jerusalem believes that all citizens of Oakland County, including those going through foreclosure, deserve honest government. The sheriff, who is the chief law enforcement officer of the county, cannot be above the law.

The New Jerusalem foreclosure case should not be over-simplified as another deadbeat debtor using or abusing legal loopholes to avoid eviction. The plight of New Jerusalem’s foreclosure is bigger than another class struggle between the haves and the have-nots. To dismiss, wink at, or tolerate deputies’ crimes against the “little guys” in foreclosure gives license for the same deputies to serve and protect themselves rather than the taxpayers who pay their salaries.

For more information, please contact Anita Belle, legal assistant to New Jerusalem’s attorney Arthur Kirkland, at 313-740-4644 or ackirkland.law@gmail.com.

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Eviction By Any Means Necessary, Including By Invalid Sheriff Deeds

We tell children all the time that one person can make a difference, both for good and for bad.

A person who could be making the difference for bad is Oakland County Sheriff Mike Bouchard. He wanted to be Governor of Michigan. Nothing illegal about that. However, another thing we tell children is that the end doesn’t always justify the means, especially if the means by which you raise campaign finances is through kickbacks from pay-to-play schemes.

The case of New Jerusalem Deliverance Church was published recently. (See link: http://voiceofdetroit.net/?p=7043)

Robert Joyce, Bishop of New Jerusalem Deliverance Church, the 'private attorney general'

An example of one woman making a difference for good is Diane Bukowski. The Voice of Detroit is an independent newspaper that is truly “unbossed and unbought”. In this newspaper, Diane Bukowski published the exclusive scoop that gives hope to everyone who has gone through foreclosure in Oakland County since 2009. She told property owners that the sheriff deed in their foreclosure might be invalid, if the auctioneer who conducted the sheriff sale had a conflict of interest. The New Jerusalem case highlights the potential conflict of interest of Attorney Thomas Rabette.

If the RICO allegations in New Jerusalem’s proposed amended complaint are true, then two people can make a difference, those two people being Thomas Rabette and Sheriff Mike Bouchard. If Rabette was employed with the Oakland County Sheriff’s Office when Sheriff Bouchard steered a no-bid contract to a company that Rabette represented as an attorney, and Rabette worked for that company while he was still working for the Sheriff’s Office, then Rabette had a conflict of interest. Michigan law makes it a crime for anyone, including sheriff’s, to have a conflict of interest, so if it was unlawful for Bouchard to authorize Rabette to sign sheriff deeds, then the sheriff deeds Rabette signed are invalid. But the plot thickens: What if Rabette, the company’s other officers, and their wives then all made the statutory maximum political campaign contributions to Bouchard’s bid to become Michigan’s Governor in 2010? Was the contract steering a pay-to-play scheme?

According to the Oakland County Sheriff’s Office Annual Report for 2010, (see link: http://www.oakgov.com/sheriff/assets/docs/OCSO_annualreport2010.pdf there were 8818 foreclosures in 2009 and 9727 in 2010. For the sake of argument, let’s assume that, of the more than 18,000 foreclosures in Oakland County in 2009-2010, Thomas Rabette was the auctioneer for only 10%, or 1800 sheriff sales. According to City-Data, the median value of homes and condos in Oakland County was $186,800. (See link: http://www.city-data.com/county/Oakland_County-MI.html) If Thomas Rabette unlawfully signed the sheriff deeds for 1800 Oakland County properties valued at an average of $186,800 each, then he alone has caused more than $336 million in sheriff deeds to have clouded title. Because federal RICO laws permit civil litigants to sue for triple damages, then the economic impact of Bouchard and Rabette’s alleged pay-to-play scheme potentially exposes Oakland County to more than a billion dollars in liability! If Rabette signed more than 10% of the Oakland County sheriff deeds executed since 2009, then the economic impact of his alleged corruption increases exponentially.

Given Michigan’s fragile economy, the media outlets who are bossed and bought would not want to publicize that millions, if not billions, of dollars in Oakland County titles to banks are clouded due to Bouchard’s corruption. Only Voice of Detroit wants to tell property owners that their rights are being violated!

This is the problem. A big problem! What is the solution? It’s easy to do as federal Judge Robert Cleland seems to have done, to simply turn a blind eye to Sheriff Bouchard’s corruption, and allow people who can’t afford their mortgage to be evicted by any means necessary, including by means of invalid sheriff deeds. The end doesn’t justify the means, particularly if the means require us to compromise our standards of government integrity. You’d think the banks, just as much, (if not more than foreclosed homeowners), would want to put a stop to Bouchard if he is guilty of what New Jerusalem accuses him of. Then, the banks’ sheriff deeds wouldn’t have clouded title. Honest government isn’t a privilege. It’s everyone’s right!

Ultimately, turning a blind eye to corruption costs everyone so much more than $336 million. Even people who don’t live in Oakland County suffer if that county is bankrupted and blighted by unpunished, corrupt politicians. We all pay the price of evil triumphing because good people do nothing. It would be wise of Oakland County to investigate Bouchard and Rabette.

Who Will Be on NOAA’s Ark?

I have been spending the last few blog posts describing the coming culling of America and the world. This is beyond TOP SECRET.

When God destroyed the world with a flood of water, a total of eight people (Noah, his wife, his three sons, and their respective wives) boarded Noah’s Ark. If the solar tsunami, predicted to come during our present solar maximum that climaxes in 2013, is the equivalent of the Biblical prophecy of fire and brimstone, then shouldn’t there be an ark?

America, like other countries, has a sense of humor. America’s National Oceanic and Atmospheric Administration has the acronym of NOAA. Let’s suppose, as dramatized in the motion picture “2012”, that NOAA has an ark. Let’s suppose that the modern day “ark” is a vessel that will either go into space or into the ocean or submerge into the subterranean earth to avoid the fire and brimstone on the surface. Who will be on that ark?

America has three branches of the federal government, 50 states, and a few territories. Starting with the Executive Branch: Let’s suppose this hypothetical NOAA’s ark will rescue the President, his family, the Vice President, his family, and a few Cabinet members and their families. Let’s suppose the ark will rescue former presidents and their families. Will former vice presidents be rescued? What about former Cabinet members?

Will Bo Obama, the family dog, be rescued? What about former presidents’ dogs? What about cats, goldfish, parakeets, and other pets?

Who will be executing these rescue orders? Presumably, the military, FEMA, and Homeland Security. Will high-ranking military and intelligence officers who be among those rescued? What about other bureaucrats? Will the rank and file, executing the orders of the military elite, be ordered (like drones) to save the family pets of the super-rich or powerful queen bees but not rescue their families? Or themselves?

Let’s move on to the Legislative Branch: There are 100 Senators, 435 voting members of the House of Representatives, 5 non-voting delegates from the territories (namely the District of Columbia, Guam, American Samoa, the U.S. Virgin Islands, and the Northern Mariana Islands), and 1 Resident Commissioner from Puerto Rico. Total: 541 members of Congress. Can they bring their families? What about staff members? Or their families?

Last, but not least, is the Judicial Branch: There are nine Justices to the U.S. Supreme Court, but approximately 1232 lower federal judges. May they bring their families? And what about staff members? Or magistrates? Keep in mind, the lower court judges are not located in Washington, DC. They are scattered across the country, in each state. Logistically, how quickly can they be rounded up and rescued?

The total number of “important” federal public servants exceeds 1800 people, not including spouses and minor children. Heaven help if the children are adults and no longer living with their parents. Who will search and rescue them?

Let’s move on to state government: There are 50 Governors who, like federal judges, are scattered across the country. Presumably, each state will also have lieutenant governors. Each state will have state senators and legislators. There may be hundreds of judges. (Michigan, alone, has over 600 state-court judges.) Most of these public servants will have spouses. Some will have children. Who will rescue all of these people?

America has 7.8 million households earning more than $1 million annually and 980,000 households that earn more than $5 million annually. There are 1,011 billionaires scattered throughout the world.

These are the “legal” billionaires. What about those in the criminal underworld? They have money, too. Can they buy a seat onto NOAA’s Ark and bring their illicit drugs, prostitutes, illegal weapons, and other vices? Will a drug kingpin have a suite next to the Pope? If so, then this ark will not be rescuing the righteous.

If the total number of troops in the U.S. military is around 2.4 million, and if the total number of police officers in America is only 800,000, then who will rescue all of these people? And that is America alone: Who will rescue the heads of state and the super rich throughout the rest of the world? This is assuming every member of the military and law enforcement forsakes their own lives and their own families, follows orders, and saves the “elites”. This is also assuming that the military and law enforcement will not be busy responding to other conflicts, crimes, or riots.

Are seats on NOAA’s Ark being double-booked? Are folks being promised that they’ll be rescued, perhaps even paying an “insurance policy” to be rescued, a claim that will be denied with no time or ability to appeal? What if the double-booking, “insurance policy” is a massive Ponzi scheme, where the ones being scammed are merely paying for the luxury accommodations of the real ones being rescued?

Bottom line is that, unlike Noah’s Ark in the Bible, a modern-day NOAA’s Ark will evacuate more than eight people, but probably far fewer than the thousands of federal and state public servants. Why is this important to people going through foreclosure? Because judges, both in state and federal court, seem to be biased in favor of their version of the Golden Rule. The judges’ version of the Golden Rule is “He who has the gold, rules”. However, these judges, both state and federal, are probably considered low on the totem pole for priority seating for NOAA’s Ark. Just like the low-ranking military and law enforcement officer that may be ordered to rescue the “elite”, the lower court judges may want to rethink their bias of ruling in favor of the elites, the same elites who will ultimately betray them and leave them behind, in the fire and brimstone, with the rest of us.

All those who will probably be left behind , excluded from NOAA’ Ark, would do well to help each other. Our mutual survival depends on cooperation. And if our mutual survival depends upon cooperation and justice AFTER a solar tsunami, then doesn’t our mutual survival depend on cooperation BEFORE a solar storm?

House Under Water: Both Financially and Physically.

Many people contact me about saving their home from foreclosure. For some people, it is kinder to tell them the truth: If their home is currently under water financially, and will soon be under water physically, then you don’t want to be in the house when it’s time to swim, unless you are a fish.

For example, a lady contacted me from south Florida about using a land patent to fight her foreclosure. For example, let’s say that, about six or seven years ago, her house was worth $150,000, so she borrowed $135,000. Let’s say that now her house is worth $85,000 and projected to lose more value in the near future. When a person owes more for a property than the property is worth, this means that the property is financially under water. Some people, whose income is stable and who have perfect credit, decide that it is better to walk away from one property and purchase another one because the “under-water” debt makes their mortgage or rent “too damn high”. Like the song goes in “The Gambler”, you’ve got to know when to walk away and know when to RUN!

Add to this problem that scientists are predicting particularly strong solar storms in 2012-2013.

This is what scientists ARE saying. What are they NOT saying?

* If a solar flare can knock out satellites and fry electrical grids, would a communications and electrical blackout be the BEGINNING of our problems? What if the radiation from the solar flares also melts the polar ice caps?

* If the polar ice caps melt, the oceans can flood worldwide. Coastal communities would be most at risk. Indeed, FEMA has already mapped how coastal flooding could overflow Manhattan so much that Wall Street would be under water.

A depiction of the 100-year flood zone in Lower Manhattan shows landmarks and infrastructure that could be frequently flooded in the future unless they are protected. (Graphic: Applied Science Associates Inc.; Sources: Google/Sanborn).

I therefore told the lady from Florida that her South Florida home was in a flood zone and could be under water physically, as well as financially, in the next couple of years. I advised her that, rather than devoting her precious resources to a court fight that will keep her in the South Florida home, she should spend 2011 relocating to a safer place, more inland from the ocean coasts.

If you are in a high rise or near a coast, please take the advice that I gave the woman from South Florida. At particular risk are places like:
* New York City (all five boroughs)
* New Orleans
* London and all the UK, Scotland, and Ireland
* Italian peninsula
* Florida peninsula
* Atlantic and Pacific coastal states
* Hawaii
* Australia
* Japan
* Philippines
* Pacific Islands
* Caribbean Islands

The purpose of this blog is to not promote panic, but to encourage emergency preparedness and early warning. Please heed the warning. During a fierce solar storm, if communications systems and electrical power are knocked out, there may not be any other warning given. Better to relocate now than evacuate later!

For more information, please download the free e-booklet, “Sun-Kissed”, by clicking the “Add to Cart” button below.